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Houston car insurance rates by company. According to our data for 2024, the cheapest car insurance company for full coverage in Houston is GEICO at $141 per month or $847 per six-month policy, while the second cheapest is State Farm at $155 per month or $927 for a six-month policy.Better auto insurance coverage comes at a cost: in New Jersey, a comprehensive policy with a $1,000 deductible costs $1,546, 70% more than liability-only coverage. For comprehensive insurance coverage with a $500 deductible, you can expect to pay around $1,578 per year.

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